ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK UMUM SYARIAH DI INDONESIA SEBELUM DAN SELAMA PANDEMI COVID-19

This study looked at the differences in the soundness level of Islamic commercial banks in Indonesia which were assessed using the ratios of ROA, NPF, FDR and CAR before and during Covid-19. Data was collected from secondary data using documentation techniques from financial report data for Islamic commercial banks in Indonesia in 2018-2021. The study found that there were differences in the soundness of Islamic commercial banks in Indonesia before and during the Covid-19 outbreak which were assessed using the ROA, NPF, FDR and CAR ratios. From the overall ratio, the health of the bank is not in a problematic condition and sharia commercial banks in Indonesia are still surviving during the Covid-19 pandemic.